Part 2 Section D.1.1. Risk and Risk Management リスクとリスクマネジメント


A risk is any event or action that can keep an organization from achieving its objectives.

The SMA Enterprise Risk Management: Framework, Elements and Integration

Benefit of Risk Management リスクマネジメントの利点

  1. Increasing shareholder value through minimizing losses and maximizing opportunities
  2. Fewer disruptions to the operations, shocks and unwelcome surprises
  3. Better utilization of resources and better cost control
  4. Employees, stakeholders, and relevant governing and regulatory bodies are more confident in the organization
  5. More effective strategic planning
  6. Robust assessment and grasp of new opportunities and quicker response to opportunities
  7. Better and more complete contingency planning

Categories of Risk リスクの種類

  1. Strategic risks 戦略リスク
    • on a more global, or macro level for the business
  2. Operational risks オペレーショナルリスク(業務リスク)
    1. result from inadequate or failed internal process, people or systems
    • Legal risk 法的リスク
      • associated with uncertainty due to legal actions or uncertainty in the applicability or interpretation of contracts, laws or regulations where the company operates
    • Compliance risk コンプライアンスリスク
      • the current or future risk to profits or company’s assets as a result of violations of, or nonconformance with, laws, rules, regulations, required practices, internal policies and procedures, or ethical standards
  3. Financial risks 財務リスク
    • connected to the financial health of the company
  4. Hazard risks
    • can be insured against
    • 保険をかけて対策を講じておくような対象となるリスク
  1. Internal risk 内部リスク
    1. Infrastructure events
    2. Process-related risks
    3. Internal technological events
  2. External risk 外部リスク
    1. Competition and actions of competitors
    2. Regulations and the company’s compliance with them
    3. Supply chain disruptions
    4. Political risks